How to Solve Insurance Disputes in Texas, Arkansas, and Louisiana

The Law Offices of Flint & Crawford is a principal Law Firm licensed to operate in Texas, Arkansas, and Louisiana. The firm provides legal services on personal injury and all kinds of insurance disputes. The firm consists of a highly experienced team of lawyers with exceptional skills on navigating any legal issue in the Ark-La-Tex region.

The firm has an enviable reputation for handling complex legal matters. The company’s attorneys are known to go an extra mile on behalf of their clients. This includes hiring investigators and other law experts from other companies to ensure that clients get the best possible outcome.

Why you need an attorney to help you file a successful claim

After filing a claim, an insurance company may give you a feedback that you had not anticipated. In such a case, the insurance claim may end up as a legal dispute between you, the policyholder, and the insurance company.The differences often result from insurance companies being profit-making enterprises that sometimes seek to hold some claims to avoid losses. Insurance companies often train their adjusters and agents to offer little claim settlements to maximize their profits. In some instances, they even fail to uphold fairness while apprehending settlements.

For this reason, clients are forced to look for legal assistance to settle the resulting disputes. Some of the legal services that require an experienced attorney’s intervention include uninsured or underinsured motorist claims, personal injury protection claims, life insurance claims, and property and casualty claims. Without the help of a lawyer, insurance-related disputes can cause financial and emotional stress to claimants.

Qualities of a Good Legal Advisor on Insurance Disputes

When choosing an agent to file a claim, it is recommended that you choose lawyers who have successfully settled numerous insurance-related disputes. The attorneys must also possess reliable experience on handling disputes related to life insurance claims, property damage claims, disability benefits, health care claims, undervalued claims, and bad faith insurance practice. An experienced attorney is able to establish all insurance liabilities.Moreover, attorneys should have a passion for advocating for their clients’ rights. They should ensure that claimants get a fair and meaningful insurance compensation. Their services must also be affordable and standard. 

The most common insurance disputes are:

  • Little compensation
  • Policy cancellations
  • Healthcare denials
  • Poor interpretation of policy plans
  • Deceptive advertisements
  • Insurance fraud

How to File a Successful Insurance Claim

To process your claim, legal officers will require you to provide them with any information necessary for making a successful and fair settlement. The information requested includes;

  • Contact address of the client
  • Name of the insurance company
  • Names of agents and adjusters
  • The customer’s policy number
  • Customers claim number and date of loss
  • Copy of insurance card
  • Statement of the customer’s issue
  • The clients desire on the problem

Supporting documents such as invoices and advertising materials.Our attorneys will then use the information as evidence to fight for the rights of their clients. Upon receiving a customer’s request, the attorneys contact the insurance company and ask for appropriate information regarding the claim of the customer.

The attorneys evaluate if the insurance company settled a client’s issue as required using their policy regulations concerning coverage. The lawyers then decide if the insurance company was in line with the specific state’s regulations before taking a legal action.

Besides filing claims, Flint’s lawyers will also assist their clients to legally determining who was at fault when an accident or loss occurred. They also give legal advice and medical judgments that are necessary for fair compensation.

Insurance-related Disputes on Personal Injury

Personal injuries can induce suffering to clients and their family members. Customers will face a burden in meeting their medical bills due to the time spent off duty. If personal injuries arise due to negligence, clients have a right to be compensated for all losses and suffering. At The Law Offices of Flint & Crawford, personal injury lawyers will follow up on the case from the onset till a positive outcome is achieved. While most legal companies are sympathetic towards a client’s interruption of their normal life due to an accident, customers still face many problems while recovering, filing insurance claims and negotiating for fair compensation from insurance companies. Subsequently, our attorneys are dedicated to fighting for a client’s rightful compensation to help them to recover from injuries. The lawyers will investigate the accident, come up with the type of medical care and financial support required, and fight for a settlement that will take care of their clients’ needs. 

Our firm’s major areas of specialization in personal injury include settling disputes related to car accidents, truck accidents, train accidents, wrongful death, disability resulting from accidents, and premises liability.

Car accidents

In cases of personal injury arising from car crashes, car crash attorneys with reliable experience on all insurance liabilities concerning car accident cases will take over the case. The lawyers advocate for the rights of persons injured in car accidents and families who lose their loved ones in fatal auto accidents.The attorneys have a wealth of experience in identifying insurance liabilities in car crashes that other general practice attorneys may not identify. For instance, most general practice attorneys will see liabilities from public car insurance policies but skilled lawyers are able to determine additional obligations such as uninsured and underinsured motorist’s coverage. 

Drunken Driving Accidents

Lawyers should be aggressive when dealing with cases involving drunk drivers. Often, drunk driving cases result in higher compensation compared to other cases of negligence. If a drunk driver is held guilty before a court of justice, their insurance policies should be held liable to compensate for medical expenses of those injured, lost wages, pain and suffering among other losses.Our lawyers will look for tangible evidence of drunk driving with supporting evidence from the driver’s traffic violations records. If the attorneys establish that the driver had a history of negligence, they will utilize the evidence to help clients get maximum compensation. 

Truck Accidents

In cases where persons or a member of their family has died in an accident involving heavy or light trucks, lawyers who are specialized in trucking company liabilities will take charge of the case. They will move to establish obligations that would lead to a meaningful compensation for the client.

Train Accidents

In most accidents involving a train and a car at the railroad crossing, insurance providers accuse car drivers of not obeying traffic rules. General attorneys often shy away from such cases because due to the difficulties involved in getting evidence to prove liability.Despite the difficulties, experienced lawyers have dealt with such cases and succeeded to identify negligence in part of the train driver or the railway company. Our lawyers often have to generate evidence from the train’s data recorder such as speed and time when the whistle was blown.

Permanent Disabilities Resulting From Personal Injury

Traumatic brain and spinal cord injury from accidents can lead to disabilities. For this reason, the affected parties are forced to live a life of dependency. Our lawyers will strive to ensure that clients get fair insurance compensation for lost wages, pain and suffering, and costs for the current and future medical expenses that they will incur.

Wrongful Death

Our attorneys help families that have lost loved ones to auto accidents, trucking accidents, motorcycle accidents, and other types of accidents. They also provide legal advice before signing any insurance form concerning wrongful death. On agreeing to represent the family, the attorneys move to establish how the death occurred. They hire investigators who help in exposing the truth.

Nursing home abuse

Some insurance companies place little value on death or injury of an elderly person in a nursing home. They support their low compensations for such acts by the fact that the elderly are economically unproductive.Our lawyers treat all cases of nursing negligence with the weight they deserve. The elderly may not have a long lifespan but it does not mean they should suffer wrongful deaths. Our lawyers will help our clients to hold nursing facilities accountable for negligence where wrongful deaths occur within them.

Some of the cases of nursing negligence that our attorneys have handled include bed sores that may lead to infections or injuries, deaths caused by patient restraint, falls and injuries caused by nursing negligence, and improper medication.

Do not allow an insurance company to take advantage of your situation. If you feel that you have been denied a fair settlement or your claim has been undervalued, contact The Law Offices of Flint & Crawford for legal advice. Our lawyers will fight to ensure that you receive the best outcome possible. Our attorneys are passionately dedicated to protecting the rights of policyholders’ throughout Texas, Arkansas, and Louisiana.

Consulting our legal advisors is free. In case a customer wants a home or hospital visit, our lawyers are always ready to visit upon request. We also give clients enough time to decide whether they will work with us. Our success at achieving the best outcomes for our clients prove that we are committed to setting the highest standards in the industry.

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